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Degree of usage as a basis of segmentation is best reflected by
Actual Reserves
The total amount of funds that a bank has in its reserve account plus any cash on hand, used to satisfy reserve requirements.
Federal Reserve Bank
The central bank of the United States, which performs key functions in the country's financial system.
Interest Rates
The cost of borrowing money, typically expressed as a percentage, which influences economic activity by encouraging or discouraging spending and investment.
Government Securities
financial instruments issued by the government to finance its fiscal deficits, including bonds, bills, and notes, which are considered safe investments.
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