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The carryover effect:
Company Policy
Guidelines and rules that govern how various situations or operations are handled within an organization.
Company Policy
Formal guidelines and rules established by an organization to govern actions and decisions within the business.
Equal Credit Opportunity Act
U.S. federal law ensuring that all consumers are given an equal chance to receive credit, prohibiting discrimination.
Credit Refusals
Situations where an individual or entity is denied access to credit or loans by a financial institution.
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