Fill in the blanks to produce a correct statement: The above computer model shows concentric circles, otherwise known as ________________, from ________ star(s) . 
Definitions:
Adverse Selection
A situation in which one party in a transaction possesses information that the other party does not, leading to an imbalance in the exchange, often seen in insurance markets.
Insurance Market
A market where individuals or entities can transfer or share risk by purchasing insurance policies from insurers, who assume the risk in exchange for premiums.
Diversification
A strategy used in investing or business to spread risks by allocating resources across different assets, products, or markets.
Expected Gain
The anticipated benefit or profit from an investment or action.
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