If a Bank Pays a Check Whose Face Has Been

question 9

Multiple Choice

If a bank pays a check whose face has been altered to increase the amount above that which the drawer intended to pay, the bank:

• A) is liable to the drawer for the amount of the increase.
• B) is liable to the drawer for the full amount of the check.
• C) incurs liability only if it failed to examine the check before payment.
• D) incurs liability only if the drawer made the alteration.

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Definitions:

Subjective Feeling

Personal experiences of emotions or sensations that are influenced by an individual's own perceptions, thoughts, and experiences.

Crowding

The perception of having less space available due to a high density of people or objects, often leading to discomfort or stress.

Commons Dilemma

A situation where individual users of a shared resource act independently according to their own self-interest against the common good of all users by depleting or spoiling that resource.

Highly Self-Interested

A characteristic of individuals who prioritize their own wants and needs over those of others, often at the expense of communal good.