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Describe the encomienda system.
Default in Payment
Occurs when a borrower fails to make a loan payment on time as agreed upon in the loan agreement.
Gross Profit Rate
The percentage difference between a company's net sales and the cost of goods sold, indicating the efficiency of sales generation.
Sales Dollar
Refers to the total revenue generated from sales of goods or services, measured in dollars.
Administrative and Selling Expenses
Expenses incurred by a business in its day-to-day operations, including salaries of non-production staff, marketing costs, and office supplies.
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