One of the Protections for Consumers Against Subprime Loans Includes

question 11

True/False

One of the protections for consumers against subprime loans includes credit counseling before consumers may sign for certain types of subprime loans.

---

Definitions:

Net Present Value

A financial metric that calculates the value of a series of cash flows by discounting them to the present value using a specific rate, often used to assess the profitability of an investment.

Net Present Value

The difference between the present value of cash inflows and outflows over a period, used to analyze the profitability of an investment.

Projected Annual Cash Inflow

An estimate of the total money expected to be received by a company over a year from its operational activities.

Net Present Value

Net present value (NPV) is a financial calculation used to assess the profitability of an investment or project, by discounting all expected future cash flows to their present value using a specific discount rate.