A Finance Company May Not Reject an Loan Applicant on Any

question 24

Multiple Choice

A finance company may not reject an loan applicant on any of the grounds listed below, except:

• A) the applicant is married.
• B) the applicant is sixty-five or older.
• C) the applicant is divorced.
• D) the applicant is on a fixed income.

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Definitions:

Temperament

Temperament refers to an individual's inherent personality traits, including mood, energy levels, and emotional reactivity, which are evident from early life and largely biologically based.

Irregular Sleeping

Patterns of sleep that are not consistent, such as varying bedtimes and wake times, leading to potential disruptions in sleep quality.

Slow-to-Warm-Up

Describes individuals, typically children, who are cautious and less active in new situations but become more comfortable over time.

Temperament

Inherent aspects of an individual's personality, such as mood, disposition, and reactivity, typically observed in infancy and thought to be biologically based.