If a Provision in an Insurance Policy Is Ambiguous

question 12

Multiple Choice

If a provision in an insurance policy is ambiguous:

• A) it is interpreted in favor of the insurer because the insured could have rejected the policy.
• B) it is interpreted against the insurer.
• C) parol evidence is admitted to show what was intended.
• D) the policy is declared void and the insurer is required to return all premiums to the insured.

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Definitions:

Cholecystogram

An imaging test that examines the gallbladder for stones, inflammation, or other abnormalities, typically using X-ray after dye ingestion.

Abdominal Ultrasound

A diagnostic imaging technique that uses high-frequency sound waves to visualize the organs within the abdomen.

Replaced

Substituted or exchanged with something else, often to introduce an updated version or restore functionality.

KUB

Kidneys, Ureters, and Bladder; refers to a radiologic study.