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Which two observations led Darwin to conclude that there is competition for survival?
Creditors
Individuals or entities that are owed money by debtors, typically arising from financial obligations like loans or credit agreements.
Funds
Financial resources, including money or other assets, that are set aside for a specific purpose or investment.
Chapter 7's Federal Exemptions
Specific exemptions under Chapter 7 bankruptcy law that allow individuals to keep certain assets from being used to pay creditors.
Exempt
Describes the status of being free from an obligation, duty, or requirement set forth by legal, regulatory, or other rules.
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