Requesting References Before Extending Credit

question 4

Multiple Choice

Requesting references before extending credit

• A) was once common, but not anymore.
• B) happens only when the applicant has a very poor credit rating.
• C) is illegal in the U.S.
• D) is just a diplomatic way of denying applications.
• E) is a common practice.

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Definitions:

Privilege

A special right, advantage, or immunity granted or available only to a particular person or group.

Shaping

A behavioral technique involving reinforcing behaviors that are successively closer to the desired behavior.

Negative Reinforcement

A process in behavior modification where the removal of an undesirable or unpleasant stimulus after a response increases the likelihood that the response will occur again in the future.

Books in Bookcase

Items, typically bound and containing written or printed material, organized and stored on shelves in a piece of furniture known as a bookcase.