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_____ Causes People to Do Something for a Reward or to Avoid

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Short Answer

 _____ causes people to do something for a reward or to avoid a penalty.

Recognize the significance of personal liability and umbrella policies.
Differentiate between various forms of homeowner's insurance and their coverage.
Understand the methods of compensation and valuation in insurance claims.
Grasp the concepts and importance of negligence in insurance.

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