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Mutations can be caused by all of the following except
Federal Reserve Bank of New York
One of the 12 Federal Reserve Banks in the United States, playing a key role in monetary policy, financial supervision, and economic research.
Board of Governors
The executive leadership of a central banking system, such as the Federal Reserve in the United States, responsible for setting monetary policies and overseeing affiliate banks.
Reserve Requirement Ratio
The fraction of deposits that banks are required to keep on hand, either in cash or as deposits at a central bank, as a measure to ensure bank liquidity.
Required Reserves
The minimum amount of funds that a bank must hold in reserve against deposits, as mandated by regulatory authorities.
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