The Effectiveness of an Exception to Coverage Is Limited By

question 36

Multiple Choice

The effectiveness of an exception to coverage is limited by:

• A) strictly interpreting the exception to coverage against the insurer.
• B) placing on the insurer the burden of proving that the exception applies.
• C) both a.and b.
• D) neither a.nor b. ,since exceptions to coverage are not generally permissible.

---

Definitions:

Automatic Unconscious Thinking

Mental processes that occur without conscious awareness or effort, often guiding behaviors and decisions with minimal awareness.

Concrete Operations

A stage in cognitive development where children gain the ability to think logically about concrete events and understand the concepts of conservation and reversibility.

Physically Mature

The state at which an individual has reached full biological growth and development.

Sexual Harassment

Unwelcome sexual advances, requests for sexual favors, and other verbal or physical harassment of a sexual nature.