If an Insurer Denies Liability for a Loss,the Insured or the Beneficiary

question 22

True/False

If an insurer denies liability for a loss,the insured or the beneficiary of the policy has the burden of proving that there was a loss that came within the coverage of the policy.

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Definitions:

Sensory Adaptation

The adaptation process of sensory receptors becoming duller in response to stimuli that stays the same over time.

Stimulus Generalization

The process by which a response originally elicited by a specific stimulus is elicited by similar stimuli.

Spontaneous Recovery

The reappearance of a previously extinguished response after a period of no exposure to the conditioned stimulus.

Instinctive Drift

The phenomenon whereby an animal's learned behavior reverts to its natural instincts over time, often interfering with conditioned response training.