The Effectiveness of an Exception to Coverage Is Limited By

question 36

Multiple Choice

The effectiveness of an exception to coverage is limited by:

• A) strictly interpreting the exception to coverage against the insurer.
• B) placing on the insurer the burden of proving that the exception applies.
• C) both a.and b.
• D) neither a.nor b. ,since exceptions to coverage are not generally permissible.

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Definitions:

Reasonable Doubt

A standard of proof in criminal cases, requiring jurors to be fully convinced of the defendant's guilt, beyond a level where logical and reasonable doubts about guilt exist.

Immunity

Legal protection or exemption from prosecution or being sued, often granted in specific circumstances or to certain individuals.

Cyber Fraud

Cyber fraud involves deceptive and illegal activities conducted over the internet, including scams, identity theft, and unauthorized financial transactions.

Sports Memorabilia

Items related to sporting events or personalities that are collected for their historical interest, sentimental value, or potential investment value.