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Bacteria that form a cluster of spheres are called:
Federal Reserve System
The chief banking authority in the United States, tasked with the formulation of monetary policy and the oversight of banking institutions.
Deposit Insurance
Deposit insurance is a financial safeguard that protects depositors’ money in the event of a bank failure, guaranteeing a certain amount of an individual's deposits in member banks.
Commercial Banks
Financial institutions offering a range of services, including deposit accounts, loans, and credit.
Commodity Money
Money that has intrinsic value, such as gold or silver, used historically as a medium of exchange, unit of account, and store of value.
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