Cohesiveness Is More Likely to Develop in Groups in Which

question 27

Multiple Choice

Cohesiveness is more likely to develop in groups in which _______.

• A)there is mandatory membership
• B)the membership is heterogeneous
• C)there is widespread attractiveness of the group's purpose
• D)none of the above

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Definitions:

Low-risk Driver

A motorist considered less likely to file an insurance claim based on factors like driving history, thereby often enjoying lower insurance premiums.

Insurance Premiums

Regular payments made to an insurance company in exchange for coverage.

No-fault Insurance

An insurance policy where each party's insurance company pays for their own losses, regardless of who was at fault in the incident.

Short-rate Refund

A partial refund of an insurance premium, calculated using the short-rate method, which accounts for administrative costs and the increased risk to the insurer of policies cancelled before their original expiration.