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_________ allows online users to exchange messages immediately, even while they are working in another program or application.
Principal Repaid
The portion of a loan payment that goes toward reducing the original loan amount, as opposed to the portion that goes toward paying interest.
Interest Paid
The amount paid over a period for borrowing money, typically expressed as an annual percentage rate.
Loan
A sum of money that is borrowed and is expected to be paid back with interest.
Asset's Market Value
The current price at which an asset can be bought or sold in a marketplace, reflecting the value assigned to it by the market participants.
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