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Age is the main risk factor for otitis media.
Drawer
The party in a transaction who writes and signs a check or draft instructing a drawee, such as a bank, to pay a specified sum of money to the payee.
Drawee
The person or entity upon whom a check, draft, or bill of exchange is drawn and who is expected to pay it.
Payee
The person or entity to whom a payment is to be made or who receives the payment.
Negotiable Instruments
Financial documents, like checks or promissory notes, that guarantee payment of a specific amount of money to the bearer under certain conditions.
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