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In the Early 1990s, Who Published Competency Skills for a Culturally

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In the early 1990s, who published competency skills for a culturally skilled counselor?​

Distinguish between different personality disorders and their key features.
Understand the cognitive aspects of depression and strategies for distraction and solution-seeking in nondepressed individuals.
Comprehend the biological underpinnings and psychological theories of mood disorders.
Identify the symptoms and characteristics of psychopathy.

Definitions:

Lock Box System

A service offered by banks to process payments received by a company directly into its bank account, speeding up the collection and utilization of funds.

Check Clearing

The process of transferring funds from the check writer's account to the recipient's account, finalizing the payment.

Compensating Balance

A minimum account balance that a borrower is required to maintain as a condition for obtaining a loan, it compensates the bank by offsetting the cost of providing the loan.

Effective Interest Rate

The interest rate on a loan or financial product restated from the nominal interest rate as an interest rate with annual compound interest payable in arrears.

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