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You are pushing a stroller that has two babies in it, a boy, dressed in blue, and a girl, dressed in pink.Someone stops you and tells you how beautiful your baby boy and girl are.Then the person asks whether the babies are "identical twins." You tell them they are not, but what are you thinking?
Debenture
A type of debt instrument that is not secured by physical assets or collateral.
Interest Rate
The fee a lender imposes on a borrower for the utilization of assets, represented as a proportion of the principal amount.
Large Banks
Financial institutions with a significant presence and assets, offering a wide range of financial services.
LIBOR
The London Interbank Offered Rate, which is the average interest rate at which major global banks lend to one another.
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