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Which of the Following Is Considered a Problem with a Passive,signature-Based

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Which of the following is considered a problem with a passive,signature-based system?

Understand the calculation of monthly interest rates and the effective rate on loans.
Develop proficiency in completing loan amortization schedules for different loan scenarios.
Gain insights into the impact of payment timings on finance charges in credit transactions.
Ability to solve for effective interest rates following different loan repayment schedules.

Definitions:

Volume

The measurement of the three-dimensional space a substance (solid, liquid, gas) or shape occupies or contains.

Density

The mass of a substance per unit volume, often measured in grams per cubic centimeter or kilograms per cubic meter.

Mass

A property of physical objects that quantifies the amount of matter within them, typically measured in kilograms or grams.

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