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The average IQ for many of the larger minority groups in the United States (such as African- American,Native American,Hispanic) ranges from ____ points lower than the average IQ of whites.
Net Present Value
A valuation method that calculates the present value of expected future cash flows minus the initial investment cost.
Capital Investment Project
A project requiring significant amounts of capital for the purchase, improvement, or maintenance of long-term assets to generate future benefits.
Cash Flows
The sum total of currency transactions inbound and outbound in a firm, markedly affecting its cash-on-hand.
Present Values
The today's value of a sum of money or cash flows expected in the future, calculated using a designated return rate.
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