An Insurer Requiring a Policyholder with a Collision Claim to Submit

question 32

True/False

An insurer requiring a policyholder with a collision claim to submit more than one estimate of the repair costs is using a deductible to reduce morally hazardous behavior.

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Definitions:

Object Permanence

Object Permanence is the cognitive understanding that objects continue to exist even when they cannot be seen, typically developed during early childhood.

Deferred Imitation

The ability to replicate a behavior or action after a delay or period in which the original action was not continuously observed.

Unique Smell

A distinctive odor that is particular to an individual or thing, making it recognizable.

Primary Circular Reactions

The repetition of actions that first occurred by chance and that focus on the infant’s own body.