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Services that are intermediary between producers and consumers are
Instrument
An instrument is a legal document that formally records or grants a right, like contracts, wills, or deeds.
Drawer
The person who writes or issues a cheque or draft, instructing his or her bank to pay a specified sum of money to a named party.
Draft
An initial version of a document, plan, or proposal that is subject to revision or editing.
Drawee
The party in a financial transaction, such as a check or draft, upon whom the order to pay is made; typically a bank.
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