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When a client speaks openly about his or her ambivalence,it should be obvious that:
Bill Collectors
Individuals or agencies responsible for pursuing the collection of debts owed by individuals or businesses.
Debtors
Individuals or entities that owe money to others, typically arising from borrowing funds to finance activities, purchases, or investments.
Exchange Theorists
Social scientists who study the social behavior in terms of the perceived balance of costs and benefits involved in human interactions.
Valued Resources
Assets or materials that are considered important or valuable within a society or community, often contributing to its well-being and development.
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