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The basic idea behind phrenology was that cognitive functions are localized in the brain, and that the parts regulating the most dominant functions were bigger than parts regulating the less dominant ones.
Credit Needs
The requirement for borrowing funds to finance purchases, investments, or to bridge gaps in cash flow.
Security Needs
The requirement to protect a nation, organization, or individual from various threats, including cyber attacks, terrorism, and theft.
Required Reserve Ratio
The ratio of reserves to deposits that banks are obligated by regulation to hold.
Excess Reserves
Bank reserves exceeding required reserves
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