_____ Vulnerability Refers to a Person's Congenital (At Birth)risk of Developing

question 32

Multiple Choice

_____ vulnerability refers to a person's congenital (at birth) risk of developing schizophrenia.

• A)Constitutional
• B)Birth
• C)Schizophrenoform
• D)Genetic

---

Definitions:

Credit Risk

Credit Risk is the possibility that a borrower will default on a financial obligation, creating a risk of loss for the lender, which is a key consideration in financial lending and investment decisions.

Credit Investigations

The process of assessing an individual's or company's financial history and current status to determine their creditworthiness.

Personal Guarantees

Agreements where individuals commit to repay a loan or debt issued to their business in case of default, making them personally liable.

Term Loans

Fixed-amount loans from a financial institution to a borrower with a specified repayment schedule and a fixed or floating interest rate.