Examlex
Which of the following is considered a social factor?
Equal Credit Opportunity
A law that prohibits lenders from discriminating against applicants based on race, color, religion, national origin, sex, marital status, age, or because all or part of an applicant's income derives from any public assistance program.
Credit Discrimination
The practice of denying or limiting financial services to individuals based on race, color, religion, national origin, sex, marital status, age, or because they get public assistance.
Telemarketing Sales Rule
A regulation that establishes rules to curb deceptive and abusive telemarketing practices.
Telemarketing
The direct marketing of goods or services to potential customers over the telephone, by fax or internet.
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