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Immanuel Kant said that the only thing in the world that has absolute, unqualified moral value is
Excess Reserves
Excess reserves are the capital reserves held by banks beyond the required minimum, often placed with central banks, earning interest.
Money Supply
The total amount of monetary assets available in an economy at a specific time, which includes cash, coins, and balances held in checking and savings accounts.
Time Deposits
Time deposits are bank deposits with a fixed term or maturity date, where the depositor agrees not to withdraw the funds until that date, typically earning a higher rate of interest.
Demand Deposits
Bank accounts that allow the account holder to withdraw funds without prior notice, such as checking accounts.
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