Examlex
A phobia is an exaggerated, unrealistic fear of a specific situation, object, or activity.
Interest Rate
The percentage of a loan that is incurred as interest by the borrower, usually represented as an annual percentage of the outstanding loan amount.
Non-Interest-Bearing
Describes a financial instrument that does not generate interest income for the holder.
Promissory Note
A pecuniary promise recorded in a document, where one side agrees to pay a definite financial sum to the other, available either on demand or on a date in the future that has been agreed upon.
Simple Interest
Interest determination based strictly on the principal sum, thereby excluding any interest that may have accrued in past periods from the calculation.
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