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According to the text,when does the most serious time crunch occur?
Negotiable Instrument
A document guaranteeing the payment of a specific amount of money, either on-demand or at a set time.
Payable on Demand
A financial term indicating that a debt or other financial obligation is due for payment immediately or whenever the creditor requests it.
Time of Payment
The specific period or date by which payment for goods or services is due or expected.
Fixed Future Time
A specific date or time in the future that is agreed upon for the completion of a transaction or event.
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