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Michelle was born and raised in the United States but her grandparents are from Korea.Her white classmate was also born and raised in the United States,but his grandparents are from Poland.When he tells Michelle that she speaks English very well,it's because he assumes,based on her race,that she is an immigrant.This is an example of
Investment Earnings
The return or income generated from various forms of investments, such as stocks, bonds, or real estate.
Present Value
A financial concept that calculates the current value of a future sum of money or stream of cash flows, given a specific rate of return.
Discount Rate
The interest rate used to discount future cash flows to their present value, important in investment and financial decision making.
Cash Flows
The total movement of cash and assets akin to cash entering and leaving a business enterprise.
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