[Solved] The value of an asset is determined by discounting the future cash flows generated by the asset using the: A)tax rate. B)interest rate. C)inflation rate. D)deficit rate. E)surplus rate. Ferns: Non-flowering vascular plants that reproduce via spores and are characterized by their fronded leaves. Gymnosperms: A group of seed-producing plants that includes conifers, cycads, Ginkgo, and gnetophytes, distinguished by their naked seeds not enclosed in an ovary. Rhizoids: Hair-like structures on the surface of plants, fungi, and algae that absorb water and nutrients and anchor the organism to the substrate. Mosses: Small, non-vascular plants that typically form dense green clumps or mats, often in moist or shady locations.