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What are the basic principles of Integrative Behavioural Couples Therapy (IBCT) ?
Focal Date
A specific date used as a reference point for financial calculations, such as the valuation of an asset or the determination of an interest period.
Loan Date
The date on which a loan agreement is signed and the funds are disbursed to the borrower.
Economic Value
Refers to the total value that an asset generates, encompassing both its direct financial performance and indirect benefits.
Interest Rate
The percentage charged on a loan or paid on savings or investments, typically expressed as an annual percentage of the principal.
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