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According to Baldwin and Ford's Model of the Transfer of Training

question 2

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According to Baldwin and Ford's model of the transfer of training process, trainee characteristics, training design, and the work environment have a direct effect on learning and retention.


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Feedback from customers expressing dissatisfaction with a product or service.

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A record of a person's or entity's borrowing and repayment activities, used by lenders to evaluate creditworthiness.

Credit Amount

The total sum of money that can be borrowed by an individual or organization from a lender.

Insta Bank

A digital or online bank providing instant access to banking services primarily through mobile apps.

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