Examlex
Explain the advantages and disadvantages of open-ended versus closed-ended survey items.
Effective Interest Rate
Represents the real cost of borrowing or the real yield on an investment, accounting for compounding periods within a year.
Annual Payments
Regular payments made once per year towards the principal and/or interest of a loan or financial obligation.
Nominal Rate
The interest rate stated on a loan or investment agreement, not accounting for inflation or compounding effects.
Semi-Annual Payments
Payments made twice a year, often used in the context of loan repayments or bond interest payments.
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