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Kelly Is a Ninth Grader with Above-Average Abilities

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Kelly is a ninth grader with above-average abilities.He earns "Bs" in all of his subjects,except for biology,which he barely manages to pass.As his biology teacher,you have tried to help him many times,but you have observed no real progress.Kelly tells you that he has difficulty doing his homework because of anxieties and basic "resistance" to the subject.He simply doesn't know how to get started and stares at the question until he gives up and puts the homework assignment away.
-Design a self-management program that Kelly could adopt to improve his academic performance.

Understand the concepts of amortization, compound interest, and loan calculations.
Calculate the principal balance of a mortgage or loan at the end of a term.
Create and interpret amortization schedules.
Determine the impact of interest rates changes on monthly payments and total interest paid.

Definitions:

Design Defect

A flaw in the design of a product that makes it unsafe for its intended use.

Ordinary Consumer

The average person who purchases goods or services for personal use, not for manufacture or resale.

Product Liability Laws

Regulations that hold manufacturers, distributors, suppliers, and retailers accountable for any injuries caused by defective or dangerous products.

National Sales

Sales activities that are conducted within a country's borders, focusing on the distribution and marketing of goods and services to domestic consumers.

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