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In Ransom v.FIA Card Services,Ransom filed for Chapter 13 bankruptcy protection and listed among his living expenses the standard amount allowed in the Bankruptcy Code for car ownership costs.Ransom owned his car outright and had no car payment.FIA challenged the car deduction.The court held that Ransom could
Free Ride
A situation where one benefits from others' efforts without contributing to the cost or effort involved.
Deindividuation
A psychological state where an individual loses self-awareness and feels less responsible for their actions, often occurring within group settings.
Self-Awareness
Perception of one’s self-identity, emotional experiences, incentives, and goals.
Irresponsible Behavior
Actions that show a lack of consideration for the consequences of one's actions, especially in regard to others' welfare and rights.
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