In in Re Jones,Jones Graduated from College and Then Went

question 74

Multiple Choice

In In re Jones,Jones graduated from college and then went to law school.He graduated from law school but was unable to pass the bar exam.Over the next decade he worked various jobs before going back to school again for a master's.Jones took out student loans to pay for his education,resulting in $140,000 of debt.He filed for bankruptcy and sought to have the student loans discharged for "undue hardship." Which of the following is the most likely holding of the court?

• A) Jones met the undue hardship standard because the amount of money owed was too much for a person in his fifties to be able to pay.
• B) Jones met the undue hardship standard because he demonstrated that he had made diligent efforts to find employment.
• C) Jones had not met the undue hardship standard because he was well educated and able to work and presented no hardship such as illness or injury.
• D) Student loans are nondischargeable and not subject to the undue hardship standard.

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Definitions:

Self-Concept

An individual's perception of themselves, including beliefs about one's abilities, appearance, and personality.

16PF

A personality test that measures sixteen primary personality traits, used in psychological assessments.

NEO Inventories

Instruments that provide a comprehensive and concise measure of adult and adolescent personality based on the five major dimensions, or domains, of personality known as the Five Factor Model. Current versions of the NEO inventories are NEO Personality Inventory-3 (NEO-PI-3), Revised NEO Personality Inventory (NEO PI-R), and NEO Five-Factor Inventory-3 (NEO-FFI-3).

Components of Personality

Fundamental elements that together define an individual's unique personality, including traits, behaviors, and thought patterns.