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The portion of a paycheck that may be paid directly to an employee's creditors is established by the
Consumption
The employment of goods and services by domestic units.
Savings
The portion of disposable income not spent on consumption of goods and services, set aside for future use or for investment.
Disposable Income
The financial resources available to a household for saving and spending after subtracting income taxes.
Consumption
The part of income or the amount of wealth that is used for purchasing goods and services for personal use.
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