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____ is a personnel security practice whereby all critical functions can be performed by multiple individuals.
Terman
Lewis M. Terman, an American psychologist best known for his revision of the Stanford-Binet Intelligence Scales and research in intelligence testing.
Charles Spearman
A British psychologist who is best known for his work in statistics and psychology, particularly for his theory regarding the existence of a general intelligence factor, "g."
Creativity
The ability to generate novel and useful ideas or solutions.
Intelligence
The ability to acquire knowledge, think abstractly, understand complex ideas, adapt to environments, and learn from experience.
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