The Average Duration of the Loans Is 10 Years

question 112

Multiple Choice

The average duration of the loans is 10 years. The average duration of the deposits is 3 years. What is the number of T-Bill futures contracts necessary to hedge the balance sheet if the duration of the deliverable T-bills is 0.25 years and the current price of the futures contract is $98 per $100 face value?

• A)6,212 contracts.
• B)6,805 contracts.
• C)6,900 contracts.
• D)7,112 contracts.
• E)7,327 contracts.

Describe the stages of language and communication development from birth.

Understand the basic units of language and their roles in communication.

Explain the concepts of divergent and convergent thinking and their relevance to intelligence.

Understand the concept of adolescent identity development according to James Marcia.

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Definitions:

Gestation

The period of development from the time of fertilization until birth in organisms that undergo embryonic and fetal development, notably humans.

Adoption Agency

An organization that facilitates placing children into adoptive families, ensuring the welfare of the child and assisting in the legal and logistical processes involved.

Average Gestation

The typical duration of pregnancy, measured from the first day of the woman's last menstrual period until the birth of the baby, usually around 40 weeks in humans.

Oocytes

Immature eggs in the ovaries that can develop into mature eggs during ovulation.