Which of the Following Is NOT Characteristic of the Real

question 49

Multiple Choice

Which of the following is NOT characteristic of the real estate portfolio for most banks?

• A)Commercial real estate mortgages have been the fastest growing component of real estate loans.
• B)Adjustable rate mortgages have rates that are periodically adjusted to some index.
• C)Borrowers prefer fixed-rate loans to variable rate loans during periods of high interest rates.
• D)Residential mortgages are the largest component of the real estate loan portfolio.
• E)The proportion of variable-rate to fixed-rate mortgages can vary considerably over the rate cycle.

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Definitions:

Civil Allegations

Claims made in a legal setting accusing someone of non-criminal wrongdoings or violations.

Criminal Allegations

Accusations made against a person or entity regarding involvement in illegal activities.

Pfizer

An American multinational pharmaceutical and biotechnology corporation.

Ethics Audit

An ethics audit is a systematic evaluation of an organization's ethical policies, practices, and culture to ensure alignment with desired ethical standards and compliance with regulations.