Which of the Following Is Not a Qualitative Factor in Credit

question 31

Multiple Choice

Which of the following is not a qualitative factor in credit risk analysis?

• A)Borrower reputation.
• B)Borrower ethnic origin.
• C)Leverage position of the borrower.
• D)The level of interest rates.
• E)Collateral available.

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Definitions:

External Proposal

A formal suggestion or plan submitted to those outside an organization for consideration or decision.

Internal Proposal

A document or request submitted within an organization by one of its members, aiming to propose a project or initiative for internal approval.

Sales Message

A communication designed to persuade or influence potential customers to purchase a product or service, emphasizing benefits and value.

Written Defense

A formal argument, often in writing, defending a particular thesis, idea, or action.