The Following Is the Balance Sheet of Victoria Bank

question 55

Multiple Choice

The following is the balance sheet of Victoria Bank. The average maturity of demand deposits is estimated at 2 years. What is the repricing gap if a 1-year maturity gap is used if runoffs are also considered?

• A)-22 million.
• B)+$22 million.
• C)+$53 million.
• D)-$40 million.
• E)-$70 million.

Comprehend the role and impact of labor unions on wages, employment, and the labor market.

Understand the concept and effects of efficiency wages on employment and productivity.

Analyze the effects of right-to-work laws on unionization and employment.

Understand the concept of efficiency-wage theory.

---

Definitions:

Social Skills Training

A behavior-therapy method for helping people in their interpersonal relations that utilizes self-monitoring, behavior rehearsal, and feedback.

Gestalt Therapy

This psychotherapy approach highlights the importance of personal accountability while concentrating on what the individual feels right now, the bond between therapist and client, the influence of a person's social and environmental settings, and the self-adjustments made in response to their broad circumstances.

Client-Centered Therapy

A humanistic approach to psychotherapy that emphasizes an individual's inherent capacity for self-healing and personal growth, with the therapist offering unconditional positive regard.

Social Disapproval

The experience of disfavor or opposition from others in a social context, often resulting in feelings of shame or embarrassment.