Examlex
Managerial monitoring efficiency and credit risk management strategies affect the shape of the risk of the loan return distribution.
Cell Phone Users
Individuals who use mobile phones as a means of communication, entertainment, information, and more.
Texting
The act of sending and receiving short electronic messages between two or more mobile devices.
Cultural Difference
The divergence in behaviors, values, practices, and beliefs among cultures, impacting communication, interaction, and understanding between people from distinct backgrounds.
Individualism
The principle of being independent and self-reliant, often prioritizing personal goals over collective ones.
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