As DTIs Made a Shift from an "Originate-To-Hold" Banking Model

question 72

Multiple Choice

As DTIs made a shift from an "originate-to-hold" banking model to an "originate-to-distribute" model over the last decade,

• A)banks became more financially stable.
• B)it became easier to measure the riskiness of individual loans.
• C)there was a dramatic increase in systematic risk of the financial system.
• D)the Bank of Canada decreased the number of services that banks could provide.
• E)it became more difficult for households to obtain credit.

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Definitions:

Pleural Cavity

A fluid-filled space between the layers of the pleura, the membrane surrounding the lungs, playing a crucial role in respiratory mechanics.

Lubrication

The application of a substance (such as oil or grease) to reduce friction and wear between two surfaces in contact.

Rehydrate

The process of restoring lost water or moisture to the body, cells, or other materials.

Cilia

Microscopic, hair-like structures on the surface of cells that move in a wave-like manner, often serving to propel substances or cells or to detect environmental stimuli.