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In a study of self-esteem and race, which group expressed they felt they weren't worthy members of their own racial group
Binding Contract
A legal agreement between parties that is enforceable by law, requiring all signatories to fulfill their respective obligations.
Party Seeking Coverage
Refers to an individual or entity that is applying for or requesting insurance protection from an insurer.
Insurance Company
A financial institution that provides a range of insurance policies to protect individuals and businesses against risk.
Initial Offer
The first proposal or bid made during negotiations.
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