The SBA 7(A) Guaranty Loan Program Is Available To

question 36

Multiple Choice

The SBA 7(A) Guaranty loan program is available to:

• A) small businesses that are not able to obtain investment capital
• B) small businesses that have been profitable for at least three consecutive years
• C) small businesses involved in manufacturing only
• D) small businesses that are unable to secure financing on reasonable terms through normal lending channels
• E) small businesses in the following industries: agricultural, retail sales, services, and real estate

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Definitions:

Sarbanes-Oxley

A U.S. law enacted in 2002 to protect investors by improving the accuracy and reliability of corporate disclosures made pursuant to securities laws, following financial scandals at companies like Enron and WorldCom.

Publicly Traded Companies

Companies whose shares are publicly exchanged on the stock market, subject to regulatory reporting requirements.

Financial Reporting

The process of producing statements that disclose an organization's financial status to management, investors, and the government.

Business Ethics

The principles and standards that guide behavior in the world of business, ensuring actions and decisions meet with societal expectations of integrity and fairness.